CollectAI.inAI-powered collections, recovery and debt resolution operating systemsales@collectai.in
Residual recovery

Write-off pool recovery through controlled experiments

A lender needed structured experiments across written-off accounts without losing auditability or customer conduct control.

Situation

The organization had reasonable recovery effort but limited ability to connect assignment, contact, field, PTP, payment and agency evidence in one accountable workflow.

CollectAI intervention

The scenario uses policy-led allocation, stage-wise treatment, field proof, agency governance, payment closure and dashboard-based performance review.

Impact levers

  • Better prioritization and treatment selection
  • Reduced manual follow-up leakage
  • Clear agency and FOS accountability
  • Faster PTP follow-up and payment closure
  • Improved audit readiness

What makes it repeatable

The workflows are configured rather than hard-coded, allowing the same operating model to be adapted across product lines, regions, agencies and delinquency stages.

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